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How to Get the Most Favorable Home Appraisal

When homeowners decide to make renovations to their property, they need to figure out where to get the finances they need to pay for the renovations. One common thing homeowners will do is tap into their home’s equity by refinancing their mortgage. Another thing they may choose to do is apply for a home equity […]

How to Improve Your Credit After Bankruptcy

Post-Bankruptcy Credit Improvement Tips You’ve filed bankruptcy and your credit is likely as low as it’s ever been. But it doesn’t have to stay that way. The moment you declare bankruptcy, there are actions you can take to immediately start rebuilding your credit. Here’s how to start improving your credit score right after a bankruptcy […]

What Are the Requirements for a FHA Loan?

There are several benefits to availing of an FHA loan. For starters, it is easier to qualify for a loan. The maximum debt-to-income ratio to qualify is 43 percent and your minimum credit scores can be lower than the conforming or traditional loans. On top of that, you only need 3.5% down payment of home […]

What is the Home Affordable Refinance Program?

The Home Affordable Finance Program or HARP is a federal effort by the Federal Housing Finance Agency that is set-up to help homeowners who are currently paying their mortgages. In the onset of the burst of the real estate bubble last 2008, the need to rescue a lot of homeowners from losing their homes have […]

Should You Refinance Your Home to Consolidate Your Debt?

To consider this topic really well, it is important to look at the core thoughts that go behind debt consolidation. What does it do? When is it wise to do it, and what are the risks? Here are some questions that you should ponder about so you can better evaluate the refinancing of your home. […]

What You Can Do If You’re a Tenant Who Wants a Kitchen Remodel

When it comes to kitchen remodeling, we often associate kitchen remodeling with homeowners. This is because as a homeowner, you have the right to decide whether or not you want your kitchen to be remodeled. If you are a tenant, otherwise known as an apartment renter, you may not have this same freedom; however, that […]

How to Successfully Show Your Home to Buyers & Agents

Selling your home means you’ll be inviting strangers into it. Obviously, this calls for caution!  So what should you do to keep yourself safe? First of all, screen the Buyers. Before you let them into your home, ask them a few questions during that initial phone call.  What’s their name and phone number? In which […]

How to Successfully Market Your Home for Sale

We are all aware of the obvious media to advertise in; The Internet, Yard and directional signs, newspaper, radio, television, and some of us may also think to advertise in Magazines, Special Home Journals and to print Brochures with pictures of the exterior and interior and a list of your homes features. But with all […]

Should You Downsize in a Seller’s Market?

Author: chrisiacobellirealtor   A study by Edelman Berland reveals that 33% of homeowners who are contemplating selling their house in the near future are planning to scale down. Let’s look at a few reasons why this might make sense for many homeowners, as the majority of the country is currently experiencing a 

The 4 Biggest Reasons Your Home Isn’t Selling

If you’ve had your home on the market for some time, with little activity and no offers, there is a problem. But most likely, you can find a solution. First of all, you need to identify what’s going on. What’s the turn-off?   Now remember, it’s important be objective if you’re going to identify the […]