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What is the Home Affordable Refinance Program?

The Home Affordable Finance Program or HARP is a federal effort by the Federal Housing Finance Agency that is set-up to help homeowners who are currently paying their mortgages. In the onset of the burst of the real estate bubble last 2008, the need to rescue a lot of homeowners from losing their homes have […]

Should You Refinance Your Home to Consolidate Your Debt?

To consider this topic really well, it is important to look at the core thoughts that go behind debt consolidation. What does it do? When is it wise to do it, and what are the risks? Here are some questions that you should ponder about so you can better evaluate the refinancing of your home. […]