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Real Estate Club of America

How to Get the Most Favorable Home Appraisal

When homeowners decide to make renovations to their property, they need to figure out where to get the finances they need to pay for the renovations. One common thing homeowners will do is tap into their home’s equity by refinancing their mortgage. Another thing they may choose to do is apply for a home equity […]

4 Important Fall Home Improvement Projects

Home maintenance is a year-round job. It’s not something you do once and then don’t worry about ever again. If you want to make sure that your home continues to stay in good shape and does not succumb to the elements or become unappealing to prospective buyers should you decide to sell, then it’s important […]

3 Things to Consider Before Building An Addition on Your Home

Many homeowners who feel confined in their homes consider the idea of building an addition, rather than selling and buying a larger house.  Of course, this requires careful consideration and research before making a committed decision. One thing you’d do well to consider is how long and costly the addition or renovation may be. Depending […]

Beware of These 2 New & Growing Craigslist Scams

Craigslist can be an awesome tool. However, it can also be dangerous. There are so many scammers ready to pounce on Craigslist! Take note of 2 of the top new and growing Craigslist scams.   Moving Companies.   Everyone wants to save a buck or two.  So when you start calling around to different moving […]

How to Improve Your Credit After Bankruptcy

Post-Bankruptcy Credit Improvement Tips You’ve filed bankruptcy and your credit is likely as low as it’s ever been. But it doesn’t have to stay that way. The moment you declare bankruptcy, there are actions you can take to immediately start rebuilding your credit. Here’s how to start improving your credit score right after a bankruptcy […]

What Are the Requirements for a FHA Loan?

There are several benefits to availing of an FHA loan. For starters, it is easier to qualify for a loan. The maximum debt-to-income ratio to qualify is 43 percent and your minimum credit scores can be lower than the conforming or traditional loans. On top of that, you only need 3.5% down payment of home […]

What is the Home Affordable Refinance Program?

The Home Affordable Finance Program or HARP is a federal effort by the Federal Housing Finance Agency that is set-up to help homeowners who are currently paying their mortgages. In the onset of the burst of the real estate bubble last 2008, the need to rescue a lot of homeowners from losing their homes have […]

Should You Refinance Your Home to Consolidate Your Debt?

To consider this topic really well, it is important to look at the core thoughts that go behind debt consolidation. What does it do? When is it wise to do it, and what are the risks? Here are some questions that you should ponder about so you can better evaluate the refinancing of your home. […]

Your Kitchen Remodeling Lighting Options

Kitchen remodeling; each year millions of homeowners do it. Are you looking to become one of those homeowners? Whether you are looking to remodel every square inch of your kitchen or just part of it, there is a decent chance that you may be in the market for new kitchen lights. The lighting found in […]

How to Choose Your New Kitchen Countertops

Have you recently made the decision to remodel your kitchen? If so, what would you like to have remodeled? There are some homeowners who only choose to have a specific part of their kitchen remodeled, but then there are others who want everything changed. Whether you want to only improve a small part of your […]

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